Florida’s condominium associations have come a long way since the ruinous effects from maintenance shortages, foreclosures, defaults, and multiple lawsuits. However, Florida is currently a great place to purchase condominiums when buyers take the right steps to protect themselves. Our Orlando title insurance professionals at Real Estate Closing Solutions understands what steps buyers must take when it comes to condo closing.


  • Verify That Your Contract has a Condominium Addendum: This is important as it informs on procedures, parking space number, maintenance due, special assessments to the buyer, and more.
  • Read Over Your Condominium Documents: This is a lengthy, but a necessary step. Documents go over the Declaration of Condominium, Articles of Incorporation, By-Laws, Amendments, the Budget, and FAQs.
  • See if There are Lawsuits: Check with the association manager if they have any lawsuits where they’re either a plaintiff or defendant. Other than because of past dues against an owner, condos can be tangled in the law against builders for building defects or other property-related issues.
  • Request a Copy of the Condo Estoppel Letter: The letter is requested by the title company or the seller’s attorney and states directly from the association manager the maintenance fees, balance of the unit’s account, parking, and any special assessments.
  • Assignment of Parking Space: Always double check that your closing documents have this signed by both the seller and the buyer.

These are important necessities that need to be validated by the buyer of the condominium. Make sure you have the support of the listing, selling agent, and the title company before proceeding. Now that you have the general checklist provided by Orlando title insurance company, Real Estate Closing Solutions, you’ll be on your way to buying your dream condominium in Florida. For any questions, contact us at 407-615-8550 for our Dr. Phillips location, or 407-440-5025 for our N. Orange Avenue location.